Treasure Legacy dove TREASURE LEGACY GROUP
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GUARANTEED INCOME

Secure Retirement

Guaranteed income you won’t outlive — designed to eliminate market losses while capturing upside gains.

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PARTICIPATE IN MARKET UPSIDE DOWNSIDE PROTECTION LIFETIME INCOME TAX-DEFERRED GROWTH
SECURE RETIREMENT EXPLAINED

Capture the upside. Eliminate the losses.

If you are nearing or in retirement, you may not be able to afford another downturn. These accounts are designed to eliminate market losses while allowing you to capture upside gains.

WHY CONSIDER ONE

Six reasons families choose it

I

Accumulate

Earn interest based on an external index, with several index options to grow your income.

II

Protect Principal

You’re not buying shares, so your principal isn’t at risk from market losses.

III

Grow Tax-Deferred

No taxes on interest until you take money out — helping it compound faster.

IV

Flexibility

Riders and crediting options help address your specific needs.

V

Guaranteed Income

A reliable stream for a set period or for life — some even increase over time.

VI

Leave a Legacy

Pays your loved ones a death benefit; structured properly, it avoids probate.

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KNOW YOUR OPTIONS

Understanding the types.

Multi-Year Guaranteed (MYGA)

Rates set for the length of your contract.
Similar to a CD, but from an insurance company.
A guaranteed rate makes these popular with savers.

Traditional Fixed

Principal protection with no market risk.
Often a high first-year rate that resets annually.
Guaranteed to stay above a stated minimum.

Fixed Indexed

Combines fixed and variable elements.
A minimum guaranteed interest rate.
Potential for added earnings from a chosen index.
WHY TREASURE LEGACY

An advocate in your corner — not a single carrier’s.

Johnna partners with a broad range of carriers to give families honest options and the clarity to choose with confidence.

01

Wide Product Range

Rather than a single carrier, Treasure Legacy works with a broad range of insurance companies — from funeral costs to home-loan protection and retirement. Consider it a one-stop shop for all your insurance needs.

02

Diverse Expertise

Well-versed in every type of life insurance, with a wealth of options at your disposal, Johnna guides you to the policy that best fits your unique requirements.

03

Deep Knowledge

With extensive experience in the field, Johnna knows the intricacies of life insurance policies inside and out — and helps you discover the ideal match.

04

Hassle-Free Experience

The world of life insurance is complex. Johnna simplifies the search by comparing multiple policies and clearly explaining their terms.

05

Customized Service

Personalized solutions tailored to your goals, budget, and future — a policy that both protects and empowers.

BEGIN THE CONVERSATION

Let’s protect what is sacred to you.

Schedule a private consultation to review your options — no pressure, just clarity.

Schedule Your Consultation Call (772) 763-0711