Treasure Legacy dove TREASURE LEGACY GROUP
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HOME PROTECTION

Mortgage Protection

Safeguard your most important investment — so your family keeps the home, even in your absence.

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NO HEALTH EXAM OPTIONS FIXED RATES CASH-BACK / EARLY PAYOFF ILLNESS COVERAGE
MORTGAGE PROTECTION

A safety net that settles your mortgage if the unexpected happens.

Mortgage protection acts as a safety net, settling your mortgage in the event of your passing so beneficiaries are not burdened with the debt.

THE BENEFITS

Why it matters

I

Security for Loved Ones

The death benefit can clear the mortgage, so your family isn’t burdened with debt.

II

Protect Your Investment

A home is often your biggest investment — this ensures your family keeps it.

III

Peace of Mind

Knowing your family won’t struggle with payments brings genuine peace of mind.

IV

Budget-Friendly

Designed specifically for mortgage coverage, making it cost-effective.

V

Clear Policy Terms

Understand the terms and any exclusions — explained plainly.

Not sure which fits? Request a personalized quote →
KNOW THE DIFFERENCE

MPI, PMI & MIP are not the same.

MPI — Mortgage Protection

Protects you and your beneficiary.
Pays your lender if you die or become disabled.
Keeps your family in the home.

PMI — Private Mortgage Insurance

Protects the lender, not you.
Often required with a down payment under 20%.
Pays the lender if you default.

MIP — Mortgage Insurance Premium

Specific to FHA loans; protects the lender.
Cannot be removed regardless of down payment.
Pays the lender if you default.
ADVANTAGES

Why mortgage life insurance works.

Takes the guesswork out of paying off a mortgage. A mortgage protection policy can be used specifically to ensure the remaining balance is paid in full.

No underwriting required. Many policies let you skip medical underwriting — especially worthwhile if health conditions would raise standard-term premiums.

WHY TREASURE LEGACY

An advocate in your corner — not a single carrier’s.

Johnna partners with a broad range of carriers to give families honest options and the clarity to choose with confidence.

01

Wide Product Range

Rather than a single carrier, Treasure Legacy works with a broad range of insurance companies — from funeral costs to home-loan protection and retirement. Consider it a one-stop shop for all your insurance needs.

02

Diverse Expertise

Well-versed in every type of life insurance, with a wealth of options at your disposal, Johnna guides you to the policy that best fits your unique requirements.

03

Deep Knowledge

With extensive experience in the field, Johnna knows the intricacies of life insurance policies inside and out — and helps you discover the ideal match.

04

Hassle-Free Experience

The world of life insurance is complex. Johnna simplifies the search by comparing multiple policies and clearly explaining their terms.

05

Customized Service

Personalized solutions tailored to your goals, budget, and future — a policy that both protects and empowers.

BEGIN THE CONVERSATION

Let’s protect what is sacred to you.

Schedule a private consultation to review your options — no pressure, just clarity.

Schedule Your Consultation Call (772) 763-0711